We sometimes take it for granted that the banks and other financial institutions we do business with have our best interests at heart, or are at least following the legal guidelines set out for them, but unfortunately that is not always the case. This was proven in recent years with the Wells Fargo scandal, which exposed the creation of millions of fake accounts under consumers’ real names, as well as the Equifax debacle that is still slowly unraveling. Now, it’s Citigroup’s turn to issue apolog

Breaking down how a decision made by the federal government will impact the individual consumer's wallet.

Feature article that details what the government agency is and does, as well as explores recent (at the time) controversies surrounding it.

What does the temporary suspension of an IRS tax tool used by many to complete the complex Free Application for Federal Student Aid (FAFSA) form mean for students and families applying for aid?

Relating one government contractor's tax scam, and its ensuing impact on employees, to the general consumer population.

New changes to how the three major credit bureaus report could lead to changes in some people's credit scores.

The last few months of every year bring about good cheer, gifting and gorging on sumptuous spreads surrounded by loved ones. Unfortunately, all of this can lead people to spend far more than their budget allows, and when the last of the turkey leftovers has been eaten and the final piece of New Year’s Eve confetti has been swept into the dustbin, reality comes knocking in the form of a credit card or bank statement.

Hefty intro bonuses, long 0% intro APRs on purchases and balance transfers and more await those who sign up for a new credit card. But what if you’re a long-time customer?

We talk a lot about credit health on our personal finance blog, but you might find yourself wondering what exactly we mean by this term. Whether you’re a total novice when it comes to matters of credit or you are simply seeking a deeper understanding of the topic, this post will help you understand the meaning of credit health as well as answer some of the most common questions, so you don’t miss any steps toward improving or maintaining your credit.

Tips for how to get the most out of applying for a new credit card through its sign-up bonus.

We talk a lot about what to do if you have bad credit, but what if you have absolutely no established credit whatsoever? Surprising as it might be, a healthy chunk of adults living in the U.S. do not have credit files (and, thus, credit scores).

In theory, balance transfers are a simple concept: move your balance from one credit card to another. In practice, though, there are a lot of variables to think about.

When it comes to credit cards, perhaps one of the most important — and misunderstood — aspects is the annual percentage rate, or APR. There’s a lot of hype surrounding 0% intro APR, but what exactly is it and why does it matter?

Q&A column tackling a frequently asked question about credit card benefits.

What is a credit card balance transfer and how can it be used to save you money?

Though it isn’t a topic many people like to talk about, we’re all going to die someday, and making preparations for the inevitable can save the people you love a lot of unnecessary grief.

A primer for adults who discover that they were victims of identity theft when they were children.

Exploring the confusing myriad of credit scores and breaking it down to have meaning for the average consumer.

When it comes to paying for education, there's a lot that students and their families need to know about federal student loans before taking them on.

Some people are afraid to own a credit card period, but others wind up with too many and ultimately harm their credit in the long run. Is there a way to tell how many is too many credit cards?

Answering a common reader question about the methods used by credit card issuers to calculate monthly payments.